Our planning process begins with an identification of your needs and objectives. Your time horizon, tax situation, and risk tolerance are then considered along with any past planning experiences. Lastly, any unique situations, e.g., special needs children or elderly parents, that you might have will be taken into account.
After the consultation a review of your current financial holdings and insurance programs will be performed. This review strives to identify coverage gaps, assess portfolio strengths and weaknesses.
Once the analysis is completed, a follow-up meeting is held to discuss the results of the review. During this session a comprehensive yet flexible customized plan will be proposed for your consideration.
If the plan is acceptable to you, new account documents are completed. You will receive current forms to authorize funds transfers (if applicable) will be signed.
Customized Financial Plan
The firm's customized financial plans include many of these elements:
- Investment advice and management
- Insurance and annuity products
- Retirement strategies
- College savings plans
Additional discussions regarding other financial areas may be held to complete your plan.